Esta canción duele
Hay canciones que te marcan y te llevan hacia momentos y personas tan especiales.
Mariesta, mi pecosa, siempre te llevaré en mi corazón.

Y despues de todo este tiempo, aún no sé lo que nos pasó.

Vreti sa gasiti sensul acestor cuvinte? Sau, mai bine zis, vreti sa va dati o sansa sa va gasiti?

Bagati asa: www.mongolia.ro Spor la viata.

PS. Ce urmeaza e dedicatie speciala pentru haterii de pe motociclism.ro cat si pentru cei care, plecand de aici vor considera ca au pierdut timp cu povestea asta. Vedeti voi, eu va vreau binele si nu asi vrea sa va fi perdut timpul, astfel ca, dedesubt aici, am pregatit un articol mai de voi asa:

Where to Find a Guaranteed 7% for Life (but Not for Long)
By Dr. Steve Sjuggerud

The guys who run insurance companies must be complete fools…

Right now, insurance companies can only earn about 4% on their cash (10-year Treasury bonds pay less than 4% interest). But when you buy a guaranteed investment contract from an insurance company, they promise to pay you up to 7% a year for life.

So insurance companies are essentially earning 4% but paying out 7%. Please explain to me how losing 3% on every dollar you bring in makes sense… You can’t explain it! It doesn’t make sense.

Who in their right mind would guarantee you 7% a year worst case – for the rest of your life – and give you even more upside potential? Only foolish insurance companies. Here’s how it works…

With some guaranteed investment contracts (also called variable annuities), you will make 7% a year even if the stock market goes down… And you can make even more money if the stock market goes up – for the rest of your life.

I saw my lifelong friend Jeff Winn in Orlando over the weekend. He deals in these products. I’m no expert here, but it sure sounds worth looking into soon. Jeff said these guarantees are starting to change… right now.

He said John Hancock, for example, started watering down its annuities a few months ago. Other insurance companies have followed. Jeff guesses that by this fall, most insurance companies will lower their guarantees down to 5%.

The insurance companies have to do this. Heck, they should have done it YESTERDAY. But they haven’t… yet.

My suggestion: Take advantage of the fools… and do it quick… before the terms change. Collecting 7% for life is an unfair deal – in your favor. (If you’re worried about inflation, you can often pay a little more for a “keeping up with inflation” benefit.)

These annuities can get complicated. Each one is tailored for your particular situation. So I can’t say which is best – there isn’t one – as your needs are different from your neighbors’.

Here are a few things to keep in mind…

· When you buy an annuity, you have between 10 and 30 days to cancel the contract. This “free look” period gives you a chance to opt out.

· Choose a variable annuity that will guarantee your payouts will never go down… but leave plenty of upside for your payouts to increase.

· Choose an annuity that will give you payouts for life, not over a fixed term. This will give you maximum peace of mind.

· Add a “death benefit,” which guarantees you and your heirs get at least what you put into it.

· You can put as much as you need to cover your basic retirement expenses (after your existing pension or Social Security), but you should still keep plenty of money outside of your annuity to have funds on hand.

Again, depending on your age, your needs, and even what state you live in, your choices and guarantees are different.

Cand reusesti sa pui impreuna mai multe bucatele de melodii si rezultatul suna surprinzator de bine….ei well, se cheama ca stii sa sample, sa DJ, esti tata lor ce sa mai. Cand rezultatul este genial (si, ca in majoritatea cazurilor cand e vorba despre genialitate, meritele iti vin recunoscute dupa moarte )  :

RedFox out

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